by Joseph Francis | Sep 21, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Collaboration, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Small Business, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 21, 2018 Entrepreneur Skills that Pay the Bills Being an entrepreneur is not easy. In fact, it is extremely tough. Every day is a battle trying to stay on top of never-ending to-do lists, client engagement, financial management and putting out... 
by Joseph Francis | Sep 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Tony Robbins, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 19, 2018 Crushing Your Financial Anxiety Money is a funny thing. We all want it, yet most of us think it doesn’t lead to happiness. It brings people together and drives them apart. It is a stress reliever, and yet also the largest causer of stress... 
by Joseph Francis | Sep 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 14, 2018 A Blueprint to Financial Success I try my best to make personal finance as simple as possible. My industry is full of convoluted advice that confuses people, sometimes intentionally. The real success stories are not a wonder stock or a sharp... 
by Joseph Francis | Sep 10, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 10, 2018 Is Early Retirement Possible? When I sit down with a new client for the first time I always end our conversation with a question on retirement. The question, “When do you want to retire,” always brings up a broad range of answers. I hear... 
by Joseph Francis | Aug 29, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Tax Credit, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Insurability, Insurance, Investing, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Permanent Life Insurance, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Term Life Insurance, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 29, 2018 Don’t be a Fool…Take Advantage of These 10 Financial Goldmines When it comes to your finances, sometimes it is not a matter of what you do, but what you don’t do. Avoiding mistakes can be just as valuable as making the right moves. I... 