by Joseph Francis | Oct 17, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, October 17, 2018 It’s Only 10 Weeks Until Christmas…Ughh Anyone who knows me knows how much I love Christmas. The joyous spirit, exchange of gifts, lights and decorations are just… Okay, I give up. I do not like Christmas one bit. I am of the festivus zone... 
by Joseph Francis | Oct 15, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, October 15, 2018 Auto Loans and Financial Freedom: Oil and Water One common theme I have come across over the past 3 years of being a financial advisor is the crippling burden of auto loans on people’s monthly cash flow. It seems no matter the situation and no... 
by Joseph Francis | Oct 1, 2018 | Brian Tracy, Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, October 1, 2018 How to Regain (or gain) your Money Optimism Life is a fickle thing. We see so many people trudging through it without any real sense of happiness or joy. I can sometimes be that way and it frightens me quite a bit. As with life, money can be... 
by Joseph Francis | Sep 28, 2018 | Budget Boss, Budgeting, Budgets, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Net Worth, Permanent Life Insurance, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 28, 2018 Estate Planning Essentials for Everyone Do you want to know why people do not properly plan their estates? The answer is simple: It means that they are coming to terms with the fact that they will die one day. Now I am no doctor, nor am I a... 
by Joseph Francis | Sep 26, 2018 | Budget Boss, Budgeting, Budgets, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Millennials, Money, Money Coach, Money Mentor, Saving, Saving Money, Small Business, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 26, 2018 5 Ways to Get Ahead in the Workplace We live in an overworked and underpaid society. Where this is most felt is in the lower reaches of the middle class. Those making between 40-70K annually are getting absolutely crushed in terms of the... 