by Joseph Francis | Mar 26, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Jobs, Joseph James Francis, Minimalism, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Monday, March 26, 2018 Life is Too Expensive: What Can I Do? Every day we see the cost of living rise. From your local watering hole raising the cost of a beer a quarter to hydro bills reaching insane levels. It is getting harder and harder all the time to make ends... 
by Joseph Francis | Mar 16, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Friday, March 16, 2018 The Real Reasons for a Rainy-Day Fund I speak about it all the time but there is a reason for it. Before I got into the financial industry I saw the effects first hand. Not having money for a rainy-day was a bad place to be. It wasn’t a big deal... 
by Joseph Francis | Mar 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Jobs, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building
Monday, March 12, 2018 What Kind of Budgeter are You? I have run into a lot of different spending styles over my first few years as a financial advisor. There are as many different types of budgets are there are people out there. To be totally honest, the majority of... 
by Joseph Francis | Mar 9, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Friday, March 9, 2018 It’s the 1-Year Anniversary of Budget Boss! So What’s Next? Today is the one-year anniversary of the launching of my website, BudgetBoss.ca. During that year, I have evolved from a clueless, wide-eyed, shockingly handsome, budget... 
by Joseph Francis | Mar 8, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Thursday, March 8, 2018 My Money Karma Theory What does this title mean? Has the Budget Boss gone crazy? Possibly, but hear me out. It’s the one-year anniversary of Budget Boss tomorrow and after a whole year and 290 plus posts about personal finance, I figured I... 