by Joseph Francis | Mar 21, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, March 21, 2018 My Top 10 Mortgage Myths Let’s be honest, buying a home can be very intimidating. If it is your first time buying a home, it can be especially stressful. Luckily there are many people out there trying to make the process easier for you. From... 
by Joseph Francis | Mar 14, 2018 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Life Insurance, Money, Net Worth, Registered Retirement Savings Plan, RRSP, Saving, Saving Money, Tax-Free Savings Account, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Wednesday, March 14, 2018 Prioritizing Your Spending As we are in Back to Basics Week here at Budget Boss, I think it is important to have a conversation about priorities. I have these conversations with my clients all the time. Dropping the word priority while we... 
by Joseph Francis | Mar 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Jobs, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building
Monday, March 12, 2018 What Kind of Budgeter are You? I have run into a lot of different spending styles over my first few years as a financial advisor. There are as many different types of budgets are there are people out there. To be totally honest, the majority of... 
by Joseph Francis | Mar 9, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Friday, March 9, 2018 It’s the 1-Year Anniversary of Budget Boss! So What’s Next? Today is the one-year anniversary of the launching of my website, BudgetBoss.ca. During that year, I have evolved from a clueless, wide-eyed, shockingly handsome, budget... 
by Joseph Francis | Mar 7, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Money, Saving, Wealth, Wealth Building, Wealth Planning
Wednesday, March 7, 2018 How I Repaired My Garbage Credit It is drilled into our heads at a young age that your credit score will follow you around like a bad habit. It always amazes me that despite this, many of us do things that can damage our credit score,... 