by Joseph Francis | Dec 12, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth
Tuesday, December 12, 2017 Compare My Finances to Someone Else? The Joneses are Broke! It is very natural to compare your own situation to someone else’s. We always think the grass is greener on the other side. Sadly, that isn’t always the case. It is important to... 
by Joseph Francis | Nov 22, 2017 | Budget Boss, Budgeting, Budgets, Diversify, Diversify Investments, Dollar Cost Averaging, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Mutual Funds, Retirement, Saving, Saving Money, Wealth Planning
Wednesday, November 22, 2017 Lock, Stock, and Barrell – Equities Explained Do you remember when interest rates were hovering around 10%? How about in the mid 1980’s when they were even as high as 18%? Well I don’t, but those must have been some magical times for... 
by Joseph Francis | Nov 17, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Joseph James Francis, Money, Net Worth, Old Age Security, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, TFSA, Wealth, Wealth Building, Wealth Planning
Friday, November 17, 2017 9 Keys to Retirement Planning Wealth is such a subjective topic. We all have different ideas of what being wealthy is. Some people want a mansion on the rich side of town. I personally would rather a nice condo right downtown. Some want the... 
by Joseph Francis | Nov 8, 2017 | Baby Boomers, Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving Money, Tax Effieciency
Wednesday, November 8, 2017 Registered Retirement Savings Plans: What you need to know As Baby Boomers enter retirement their preferred method of savings remains the Registered Retirement Savings Plan or more commonly known as the RRSP. Almost half of Canadians... 
by Joseph Francis | Nov 1, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Millennials, Money, Saving, Saving Money, Tax-Free Savings Account, TFSA
Wednesday, November 1, 2017 5 Important Investing Tips for Young People It is now reported that Millennials, people born between 1981 and 1997, are the largest population segment in Canada accounting for 9.5 million people, or 26% of Canada’s people in 2015. This may... 