by Joseph Francis | Jan 30, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Minimalism, Saving, Saving Money, Wasteful Spending
Tuesday, January 30, 2018 5 Reasons to Cut Your Credit Card….And 5 Reasons Not To We have all thought about it. Many of us have even done it in an angry haze of post-shopping regret. The thought of cutting your credit cards makes me laugh a little. It reminds me... 
by Joseph Francis | Jan 26, 2018 | Budget Boss, Budgeting, Budgets, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Money, Saving, Wealth, Wealth Building, Wealth Planning
Friday, January 26, 2018 10 High-Paying, In-Demand Careers for 2018 Finding the right career isn’t easy. These days you need the right training, but also the right experience. Having a top-notch degree might not be enough anymore. In this economy, there are still many... 
by Joseph Francis | Jan 25, 2018 | Budget Boss, Budgeting, Budgets, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Jobs, Joseph James Francis, Money, Retirement Planning, Saving
Thursday, January 25, 2018 Benefits are Essential in Your Job Hunt I spoke to it briefly on Monday, but employee benefits are an essential part of any job search. As we all get older, having health coverage becomes more and more important. Furthermore, those of us who... 
by Joseph Francis | Jan 18, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Thursday, January 18, 2018 10 Key Steps to Financial Independence Financial Independence is such an abstract idea. Getting there isn’t a set path for everyone, we all have a different road to travel down. Despite this, there are some constants when it comes to... 
by Joseph Francis | Jan 17, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, January 17, 2018 What is Your “Why?” One of the most difficult things to do in life is to understand why you are here. We look around and see so much going on, both good and bad, and wonder where do we fit into all this. Finding your “why” might be... 