by Joseph Francis | Jul 3, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, July 3, 2018 Why Giving up My Life, Saved My Life With Canada Day in the rearview, I reflect. We have a lot of things going for us in this country. Clean air, fresh water, an abundance of resources. The government also subsidizes a large part of our lives,... 
by Joseph Francis | Jun 27, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Resources, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 27, 2018 Abundance versus Scarcity Mentalities The mind is a funny thing. I won’t speak for anyone else, but I know I have completely imagined fictitious scenarios in my mind to justify a decision. Kind of scary isn’t it? How something completely... 
by Joseph Francis | Jun 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Money Momma, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building
Wednesday, May 30, 2018 4 REAL LIFE Budget Boosters – MoneyMomma We’ve all done it. Thinking about how to make our budget balance and the answer is: boost the budget. So we go online and are berated with ideas that seem unattainable and extremely time... 
by Joseph Francis | Jun 4, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, June 4, 2018 2018: The Summer of Booze? As we just rolled through our first full gorgeous week of weather this year, thoughts go to outdoor patios and backyard BBQ’s where the clothes get smaller and the drinks get bigger. Seems like summertime is synonymous... 
by Joseph Francis | May 11, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Lines of Credit, Money, Money Coach, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Friday, May 11, 2018 10 Ways Having Bad Credit Affects You We all know that we need to keep our credit as squeaky clean as possible. What we don’t know is how having bad credit can impact us negatively in the future. Right when we are getting out of high school, banks... 