by Joseph Francis | Aug 27, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Cards, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investments, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, August 27, 2018 The 30-Something’s Guide to Wealth Being 30 isn’t easy. When you were 20 everything made sense, well at least it seems like it now. Where is the party at, order pizza, call in sick for work. As a 34-year-old I have no desire to party, pizza... 
by Joseph Francis | Aug 22, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Payday Loan, Saving, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, August 22, 2018 5 Reasons Why Credit Card Companies Target Young People I remember when I got my first credit card. The beautiful Brock University in St. Catharine’s Ontario was my home for a year when I was 19. Upon arriving on campus in early September I... 
by Joseph Francis | Aug 17, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Critical Illness Insurance, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Net Worth, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, August 17, 2018 I’m Debt-Free. Now What? Without trying to sound cheesy, I get super excited when I hear about someone becoming debt-free. The pain, stress, heartache and just sheer lack of fun that debt provides make becoming debt-free pure ecstasy. I... 
by Joseph Francis | Aug 15, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 15, 2018 Your Own 1-Page Financial Plan Financial Planning can be very complex and there is a reason for it. Financial advisors try to make it confusing so we can sound smart. Here is a little heads-up about financial planning: It isn’t that complex!... 
by Joseph Francis | Jul 11, 2018 | Budget Boss, Budgeting, Budgets, Debt, Divorce, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, July 11, 2018 How to Stop Arguing Over Money It is the staple of any long-term relationship. Fighting over money has existed since cavemen and women fought over Bison Pelts. It is no secret that most marriages that end, do so because of money. While... 