by Joseph Francis | Jan 22, 2018 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Retirement, Retirement Planning, RRSP, Saving Money, Uncategorized, Wealth, Wealth Building, Wealth Planning
Monday, January 22, 2018 What to Look for in a Career: 10 Deal Breakers We are already three weeks into 2018 and many of you have started new jobs or are looking for a new gig. I know I hate looking for a new job. I just feel so uneasy and uncertain. Will this place... 
by Joseph Francis | Jan 18, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Thursday, January 18, 2018 10 Key Steps to Financial Independence Financial Independence is such an abstract idea. Getting there isn’t a set path for everyone, we all have a different road to travel down. Despite this, there are some constants when it comes to... 
by Joseph Francis | Jan 16, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Pay Yourself First, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Tuesday, January 16, 2018 I’m Not Cheap……I’m Frugal!!! I spent 14 years in the service industry and grew up with Portuguese parents. Let’s just say I know a thing or two about cheapness. Maybe that is why when I became an adult, the first round was always on me. I was... 
by Joseph Francis | Jan 5, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investment Strategy, Investments, Jobs, Joseph James Francis, Long Term Investing, Millennials, Mortgage Planning, Mortgage Rates, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Tax, Taxes, Wealth Building, Wealth Planning
Friday, January 5, 2017 9 Things to Watch For in 2018 With 2017 in the rear-view mirror, one thing we can all agree on is that it was covered in a glaze of uncertainty. The world seems like it is a scary place out there, more and more reason to not watch the news. If... 
by Joseph Francis | Jan 3, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Money, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Wednesday, January 3, 2018 Taking 2018 Month by Month – A Guide to Prosperity (PART 1) I am a big believer in setting goals and think that every month should be a stepping stone to the greatest goal of all, financial freedom. As 2018 is just beginning, having a set of... 
by Joseph Francis | Jan 2, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Tuesday, January 2, 2018 10 Money Resolutions That Will Make Your 2018 Better Than 2017 Today is the first official day of 2018. January 1st is still part of the previous year because we didn’t work and many of you spent the day hungover. Now we are back at it and let... 