by Joseph Francis | Feb 21, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending
Wednesday, February 21, 2018 10 Items New Parents Waste Money On Let’s be real here, there is an epidemic of parent’s wasting money on useless crap for their children. A whole industry has emerged of baby wonder junk that will help you be a better parent overnight.... 
by Joseph Francis | Feb 20, 2018 | Budget Boss, Budgeting, Budgets, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Saving, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Tuesday, February 20, 2018 Budget Essentials for Your Household When you don’t have kids, tightening your belt is easy. We all remember the Mr. Noodle days. Throw in a can of corn and you have a meal. With kids, it’s a little trickier. These days, feeding them Kraft... 
by Joseph Francis | Feb 16, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Divorce, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending
Friday, February 16, 2018 How to Handle the D…Divorce When I think of divorce I always go back to Mrs. Doubtfire. I conjure up thoughts of a deadbeat dad and an ambitious mother who is trying with all her might to hold the family together. I picture all the fighting,... 
by Joseph Francis | Feb 1, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Insurance, Joseph James Francis, Saving Money, Wasteful Spending
Thursday, February 1, 2018 Buy, Lease or Loan? Avoid Auto Finance Disasters Buying a car can be fun and exciting but also terrifying. After your home, your vehicles will most likely be the biggest expenses in your life. When taking the plunge and buying a car, it is... 
by Joseph Francis | Jan 31, 2018 | Bankruptcy, Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Wasteful Spending
Wednesday, January 31, 2018 Bankruptcy: Is it the best option? I have been down the road of having to pay back an overwhelming amount of money. It was a scary time for me. During times like that, you think about your options. Should I run away? Should I work under the... 
by Joseph Francis | Jan 30, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Minimalism, Saving, Saving Money, Wasteful Spending
Tuesday, January 30, 2018 5 Reasons to Cut Your Credit Card….And 5 Reasons Not To We have all thought about it. Many of us have even done it in an angry haze of post-shopping regret. The thought of cutting your credit cards makes me laugh a little. It reminds me... 