by Joseph Francis | Mar 8, 2021 | Budget Boss, Budgeting, Budgets, Cash Flow, Covid-19, Debt, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 8, 2021 Four Years of Budget Boss. What’s Changed? What Hasn’t? On this date, four years ago, my website launched. With the help of an amazing team, I put out my vision and thoughts on personal finance. I remember it like it was yesterday. At the time I... 
by Joseph Francis | Jan 18, 2021 | Budget Boss, Budgeting, Budgets, Diversify, Diversify Investments, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Mortgage Insurance, Net Worth, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 18, 2021 Your Guide to RRSP Season: 2021 As we enter the last half of January, we start to put a bow on the previous year and focus on the present. One of the items we wrap up is the previous year’s taxes and corresponding RRSP contribution. The... 
by Joseph Francis | Jan 4, 2021 | Budgeting, Budgets, Critical Illness Insurance, Dave Ramsey, Debt, Disability Insurance, Emergency Funds, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgages, Saving, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 4, 2021 The Top 10 Money Goals for 2021 Welcome to 2021. I would like to say that last year was the weirdest, wildest, most dumpster fire-ish year ever but I somehow think that would be jinxing us all for this year. Instead, I will say that 2020 has... 
by Joseph Francis | Oct 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Defined Benefit Pension Plan, Defined Contribution Pension Plan, Diversification, Diversify, Diversify Investments, Dollar Cost Averaging, Emergency Funds, Emergency Savings, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mutual Funds, Registered Retirement Savings Plan, Relevant Retirement System, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, October 15, 2019 How to Retire Relevant Step 5: Investing My 7-Step Relevant Retirement System is a comprehensive guide to coming out on top during your golden years. The society we live in does not set you up to win in retirement, in fact, it is quite the... 
by Joseph Francis | Aug 6, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mutual Funds, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Whole Life Insurance
Tuesday, August 6, 2019 My 7 Steps to a Relevant Retirement I recently completed the audiobook, “Retire Inspired,” by one of my favorite financial gurus, Chris Hogan of the Dave Ramsey team. Within his book, Chris touched on many subjects related to retirement, or... 