by Joseph Francis | Aug 29, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Tax Credit, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Insurability, Insurance, Investing, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Permanent Life Insurance, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Term Life Insurance, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 29, 2018 Don’t be a Fool…Take Advantage of These 10 Financial Goldmines When it comes to your finances, sometimes it is not a matter of what you do, but what you don’t do. Avoiding mistakes can be just as valuable as making the right moves. I... 
by Joseph Francis | Aug 15, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 15, 2018 Your Own 1-Page Financial Plan Financial Planning can be very complex and there is a reason for it. Financial advisors try to make it confusing so we can sound smart. Here is a little heads-up about financial planning: It isn’t that complex!... 
by Joseph Francis | May 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Saving Money, Wasteful Spending
Wednesday, May 9, 2018 7 Terrible Forms of Insurance There are many forms are terrible insurance products out there. There is a hard-fast rule when it comes to insurance: If it is offered by the bank, it is usually garbage. I always recommend saving your money and... 
by Joseph Francis | Apr 4, 2018 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Debt, Declined For Life Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Mortgage Insurance, Saving, Saving Money, Term Life Insurance, Whole Life Insurance
Wednesday, April 4, 2018 The 1 Financial Product Everyone Should Have There are no “one size fits all” items when it comes to personal finance. In our training as financial advisors, we are taught to understand the client’s situation, learn about their... 
by Joseph Francis | Mar 2, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Term Life Insurance, Whole Life Insurance
Friday, March 2, 2018 9 Ways to Save Money on Insurance A common misconception about Life Insurance is that it is expensive. That couldn’t be further from the truth. When you think about it in the grand scheme of things, people are willing to pay upwards of $300 a... 