by Joseph Francis | Oct 12, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Wasteful Spending
Thursday, October 12, 2017 The Biggest Waste of Money There Is I have written many posts about items in your life that are a waste of your time and money. Things like bank fees, unused memberships, shopping addictions, and boozing it up all kill your bottom line. I... 
by Joseph Francis | Oct 11, 2017 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Wasteful Spending
Wednesday, October 11, 2017 13 Wastes of Your Money We all waste our money, every day of our lives. It is almost impossible not to overspend for certain things in life. It is my wish to reduce this waste as much as possible through better spending habits. I also wish... 
by Joseph Francis | Oct 10, 2017 | Budget Boss, Budgeting, Budgets, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Saving
Tuesday, October 10, 2017 9 Wise Money Moves You Should Make Finding true value is tough. We all have a perceived notion of what true value is. When it comes to consumerism there is rarely anything worth your hard earned money. Personally, I have a strong disdain for... 
by Joseph Francis | Oct 5, 2017 | Baby Boomers, Budget Boss, Budgeting, Budgets, Disability Insurance, Disability Tax Credit, DTC, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Joseph James Francis, Money, Money Mentor, Registered Disability Savings Plan, Saving, Saving Money, Tax Effieciency, Wealth, Wealth Building, Wealth Planning
Thursday, October 5, 2017 The Disability Tax Credit and the Registered Disability Savings Plan For the most part, bad health gets you nothing but heartache and despair. Having bad health makes working tougher, saving money tougher and buying insurance much tougher.... 
by Joseph Francis | Oct 4, 2017 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Government Benefits, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Permanent Life Insurance, Registered Retirement Savings Plan, RRSP, Term Life Insurance, Whole Life Insurance
Wednesday, October 4, 2017 Protecting Your Assets from Health Problems When most of us think of protecting assets we think of warranties. Having worked for Best Buy when I was younger I can assure you that you can put a protection plan on anything, even a $40... 