by Joseph Francis | Dec 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset
Friday, December 14, 2018 2018 End of Year Money Recap Here we are, Bosses. There are only 2 weeks left in the year and what a year it has been. I will be taking a break for the rest of the year to spend time with friends and family. As my last post of the year, I... 
by Joseph Francis | Dec 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Latte Factor, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, December 12, 2018 50 Budget Hacks for 2019 You feel that? I know I do. It’s that gross feeling of your money being bled from you this time of year. As the lump develops in your throat, you start thinking about your money situation. Is this Christmas... 
by Joseph Francis | Nov 28, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Lines of Credit, Millennials, Money, Money Coach, Money Mentor, Net Worth, Payday Loan, Saving, Saving Money, Small Business, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 28, 2018 Avoiding a January Debt Hangover With Black Friday behind us, we have launched the official kickoff into the Christmas shopping season. Debt distributors rejoice as people will now begin to overextend themselves all to gain an evening of... 
by Joseph Francis | Nov 26, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Lines of Credit, Minimalism, Money, Money Coach, Money Mentor, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 26, 2018 Signs of Online Shopping Addiction, and Possible Solutions Welcome to Cyber Monday! That beautiful time of year where we all get reminded why Jeff Bezos is the richest man in the world. As my newsfeed and inbox get bombarded with sales... 
by Joseph Francis | Nov 23, 2018 | Budget Boss, Budgeting, Budgets, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Tax-Free Savings Account, Teaching Children About Money, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 23, 2018 Preparing Your Teen for Their Financial Future You don’t want to know where my mind was when I was a teen. My ’88 Toyota Camry was near the top of the list and of course, sports ranked high. I knew I had to do well in school, so I could stay... 