by Joseph Francis | Jul 30, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Government Benefits, Guaranteed Income Supplement, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Old Age Security, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 30, 2018 Will the Government Take Care of Us in Retirement? Depending on who you ask, here in Canada we either have a good public retirement fund or it doesn’t even exist at all. This variance in response shows the lack of knowledge about the subject. I... 
by Joseph Francis | Mar 14, 2018 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Life Insurance, Money, Net Worth, Registered Retirement Savings Plan, RRSP, Saving, Saving Money, Tax-Free Savings Account, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Wednesday, March 14, 2018 Prioritizing Your Spending As we are in Back to Basics Week here at Budget Boss, I think it is important to have a conversation about priorities. I have these conversations with my clients all the time. Dropping the word priority while we... 
by Joseph Francis | Feb 23, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, RRSP, Saving, Saving Money, Tax-Free Savings Account, Term Life Insurance, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Friday, February 23, 2018 5 Must Have’s for Family Financial Planning Getting all your financial ducks in a row is not always easy, especially when you have children. Kids take up a lot of your time and of course a lot of your money. When they are growing up it can be... 
by Joseph Francis | Feb 15, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investments, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth
Thursday, February 15, 2018 12 Signs You Are Dating a Deadbeat For the day after Valentine’s Day, I figured I would keep it real. Yesterday was all about feelings, emotion, and showing the one you love how much you mean to them. Today is all about reality. Being in a... 
by Joseph Francis | Feb 9, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Wealth Building, Wealth Planning
Friday, February 9, 2018 Which is Better? TFSA vs. RRSP I have been quoted in the past as saying everyone should have a Tax-Free Savings Account, everyone. I stand by that claim. The reason is simple, no taxes ever. Now while I stand by my claim, I still believe that... 