by Joseph Francis | Jan 22, 2018 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Retirement, Retirement Planning, RRSP, Saving Money, Uncategorized, Wealth, Wealth Building, Wealth Planning
Monday, January 22, 2018 What to Look for in a Career: 10 Deal Breakers We are already three weeks into 2018 and many of you have started new jobs or are looking for a new gig. I know I hate looking for a new job. I just feel so uneasy and uncertain. Will this place... 
by Joseph Francis | Jan 19, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Friday, January 19, 2018 Freedom 55? Is that even possible? If you go back 40 years ago, early retirement was much more common. It makes sense when you think about it. If you were only living until age 70, you might want more than 5 years in retirement. These days it... 
by Joseph Francis | Jan 18, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Thursday, January 18, 2018 10 Key Steps to Financial Independence Financial Independence is such an abstract idea. Getting there isn’t a set path for everyone, we all have a different road to travel down. Despite this, there are some constants when it comes to... 
by Joseph Francis | Jan 17, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, January 17, 2018 What is Your “Why?” One of the most difficult things to do in life is to understand why you are here. We look around and see so much going on, both good and bad, and wonder where do we fit into all this. Finding your “why” might be... 
by Joseph Francis | Jan 16, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Pay Yourself First, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Tuesday, January 16, 2018 I’m Not Cheap……I’m Frugal!!! I spent 14 years in the service industry and grew up with Portuguese parents. Let’s just say I know a thing or two about cheapness. Maybe that is why when I became an adult, the first round was always on me. I was... 