by Joseph Francis | Jun 13, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Insurance, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 13, 2018 The Ultimate Homebuyer’s Guide The weather has hit that summer feel and that means 2 things: Construction Season and Home Buying Season. While there is nothing we can do about construction, we can be ready for buying a home. Whether you are a... 
by Joseph Francis | Jun 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Money Momma, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building
Wednesday, May 30, 2018 4 REAL LIFE Budget Boosters – MoneyMomma We’ve all done it. Thinking about how to make our budget balance and the answer is: boost the budget. So we go online and are berated with ideas that seem unattainable and extremely time... 
by Joseph Francis | Jun 11, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 11, 2018 The 5 Most Important Assets You Will Ever Own It can often be hard to conceptualize the value of things that you own. For the most part, everything we own goes down in value after we have used it. Cars, clothes, furniture all dramatically drop in... 
by Joseph Francis | Jun 6, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Joseph James Francis, Money, Money Coach, Money Mentor, News, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt
Wednesday, June 6, 2018 Tomorrow we vote, but for who? Welcome to America North, my friends. Tomorrow we vote in my beautiful home province of Ontario. The choices are all less than stellar. On one hand, we have Andrea Horwath of the New Democratic Party promising... 
by Joseph Francis | Jun 4, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, June 4, 2018 2018: The Summer of Booze? As we just rolled through our first full gorgeous week of weather this year, thoughts go to outdoor patios and backyard BBQ’s where the clothes get smaller and the drinks get bigger. Seems like summertime is synonymous... 