by Joseph Francis | Mar 19, 2018 | Budget Boss, Budgeting, Budgets, Canadian Housing and Mortgage Corporation, CMHC, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Home Ownership, Investing, Investments, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Registered Retirement Savings Plan, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Monday, March 18, 2018 What Type of Mortgage is Right for You? We begin Mortgage Week at Budget Boss with a look at the different types of mortgages. Buying a home is the ultimate dream for most Canadians. The truth is, owning a home is a valuable part of any solid... 
by Joseph Francis | Feb 7, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, RRSP, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, February 7, 2018 The Home Buyer’s and Lifelong Learning Plans One of the constant complaints I hear from people about their RRSP’s is that they must pay tax when they withdraw money. I always remind them that they never paid tax on that money to begin with... 
by Joseph Francis | Dec 5, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Home Ownership, Joseph James Francis, Money, Mortgages, Retirement, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building
Tuesday, December 5, 2017 Buying a Home as an Investment? Really? I think our society needs to escape the crazy idea of owning a home as an investment. Now to be perfectly clear, I am speaking about the home you live in, not a rental property. Rental properties are... 
by Joseph Francis | Jun 23, 2017 | Budgeting, Budgets, Debt, Finances, Financial Advisor, Money, Mortgages, Saving
Friday Final Reflection: June 23, 2017 Mortgage Week Concludes (A MUST READ) Welcome back to my final reflection on the week as we conclude mortgage week in the world of Budget Boss. This week we went over a several home related topics including the pros and cons of... 
by Joseph Francis | Jun 22, 2017 | Budgeting, Budgets, Financial Advisor, Money, Mortgages, Saving
Thursday Trim the Trash Time: June 22, 2017 Wasteful Home Buying Expenses Good morning and welcome back to trim the trash time. As we are in mortgage week today’s theme is going to be about things you can trim from your new home-buying budget. Buying your first home... 