by Joseph Francis | Jul 29, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Diversification, Diversify, Diversify Investments, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 29, 2019 TFSA Benefits by the Decade I truly believe the Tax-Free Savings Account should be owned by everyone here in Canada. For my many American followers, this is your Roth IRA, so substitute TFSA with that as they are very similar. This wonder...
by Joseph Francis | Jul 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Inheritances, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Net Worth, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 15, 2019 What to do when receiving a large amount of money Unexpected large amounts of money are generally seen as a good thing. Who doesn’t love extra cash? Sometimes they are not that joyous, as sometimes it means a loved one is no longer with us....
by Joseph Francis | Mar 11, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Lines of Credit, Money, Money Coach, Money Mentor, Saving, Saving Money, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 11, 2019 How Maxed-Out Credit Hurts You I’ve been there. It’s a gross feeling. Hovering near or above the limit of a credit card or line of credit is terrifying. What will happen? How do I get out of this jam? What’s this going to cost me? Having your...
by Joseph Francis | Feb 26, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Government Benefits, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Old Age Security, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Tuesday, February 26, 2019 Your Retirement Checklist, at Any Age As we near the end of February, we inch closer to the deadline for RRSP contributions for the 2018 tax year. This time of year springs many into gear, thinking about the future and retirement planning....
by Joseph Francis | Dec 10, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Savings, Employment, Entrepreneur, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Small Business, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, December 10, 2018 10 Entrepreneur Tips to Make 2019 Great Welcome, welcome my fellow all-nighters. Greetings to my coffee guzzlers, my early risers, my vacation forgoers, and all those badass mompreneurs. 2018 has been an interesting year, to say the least,...