by Joseph Francis | Jul 30, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Government Benefits, Guaranteed Income Supplement, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Old Age Security, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 30, 2018 Will the Government Take Care of Us in Retirement? Depending on who you ask, here in Canada we either have a good public retirement fund or it doesn’t even exist at all. This variance in response shows the lack of knowledge about the subject. I... 
by Joseph Francis | Jul 23, 2018 | Bank Fees, Bankruptcy, Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Joseph James Francis, Lines of Credit, Money, Money Coach, Money Mentor, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 23, 2018 Are You Addicted to Debt? Debt is a big business. The average Canadian household has over 20K in consumer debt. That doesn’t include mortgages, where the number owed by Canadians is over 2.1 Trillion dollars. Kind of scary isn’t it. The question,... 
by Joseph Francis | Jul 11, 2018 | Budget Boss, Budgeting, Budgets, Debt, Divorce, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, July 11, 2018 How to Stop Arguing Over Money It is the staple of any long-term relationship. Fighting over money has existed since cavemen and women fought over Bison Pelts. It is no secret that most marriages that end, do so because of money. While... 
by Joseph Francis | Jul 9, 2018 | Budget Boss, Budgeting, Budgets, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Tax Effieciency, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 9, 2018 10 Wealth Secrets the Rich Don’t Want You to Know One thing that most middle-class people don’t know is that many wealthy people started out just like them. Most of them worked hard at a job they probably didn’t like, to make ends meat. It was... 
by Joseph Francis | Jul 6, 2018 | Budget Boss, Budgeting, Budgets, Debt, Education Savings, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, July 6, 2018 10 Ways to Avoid Lifestyle Creep It is hard to control living above your means at times. For some much harder than others. Along those lines is a term called “Lifestyle Creep.” Investopedia describes “Lifestyle Creep” as: “A situation... 