by Joseph Francis | Mar 17, 2021 | Budget Boss, Budgeting, Budgets, Cash Flow, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Joseph James Francis, Money, Money Coach, Retirement Planning, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, March 17, 2021 7 Useless Holidays… and 3 important ones Welcome to another edition of cultural appropriation, Irish Style. Today is St. Patrick’s Day and even though we are in the middle of a pandemic, warm green beer will be served all around the world in... 
by Joseph Francis | Feb 8, 2021 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, February 8, 2021 Why People Hate Market Swings… And Why They Shouldn’t Whether you are a first-time investor or a seasoned veteran, no one likes seeing their investments go down. It is a nasty feeling to have your hard-earned money lose its value seemingly... 
by Joseph Francis | Feb 3, 2021 | Budgeting, Budgets, Dave Ramsey, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, February 3, 2021 Finding the Right Financial Advisor It should come as no surprise that I believe everyone should have a dedicated Financial Advisor. I will accept that I am biased, being in the industry for close to 5 years now. It is a FACT that people... 
by Joseph Francis | Jan 11, 2021 | Bitcoin, Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Retirement Planning, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 11, 2021 This is why your investments suck I see it all the time. Many, many, many people come to me wondering why their investment accounts haven’t grown, or worse yet, lost money. Far too often people have come to me after 2, 5, even 10 years and... 
by Joseph Francis | Dec 31, 2020 | 2020 Sucks, Cash Flow, Divorce, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Joseph James Francis, Money, Money Coach, Money Mentor, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, December 31, 2020 Was 2020 the Worst Year Ever? Happy New Year’s Eve! Today is the last day of the longest, shortest, weirdest, most interesting, scariest, sickest (not in a good way), year of our lives. 2020 gets a resounded good riddance from 11 out of 10... 