by Joseph Francis | Jul 11, 2018 | Budget Boss, Budgeting, Budgets, Debt, Divorce, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, July 11, 2018 How to Stop Arguing Over Money It is the staple of any long-term relationship. Fighting over money has existed since cavemen and women fought over Bison Pelts. It is no secret that most marriages that end, do so because of money. While... 
by Joseph Francis | Jul 9, 2018 | Budget Boss, Budgeting, Budgets, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Tax Effieciency, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 9, 2018 10 Wealth Secrets the Rich Don’t Want You to Know One thing that most middle-class people don’t know is that many wealthy people started out just like them. Most of them worked hard at a job they probably didn’t like, to make ends meat. It was... 
by Joseph Francis | Jul 6, 2018 | Budget Boss, Budgeting, Budgets, Debt, Education Savings, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, July 6, 2018 10 Ways to Avoid Lifestyle Creep It is hard to control living above your means at times. For some much harder than others. Along those lines is a term called “Lifestyle Creep.” Investopedia describes “Lifestyle Creep” as: “A situation... 
by Joseph Francis | Jul 3, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, July 3, 2018 Why Giving up My Life, Saved My Life With Canada Day in the rearview, I reflect. We have a lot of things going for us in this country. Clean air, fresh water, an abundance of resources. The government also subsidizes a large part of our lives,... 
by Joseph Francis | Jun 27, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Resources, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 27, 2018 Abundance versus Scarcity Mentalities The mind is a funny thing. I won’t speak for anyone else, but I know I have completely imagined fictitious scenarios in my mind to justify a decision. Kind of scary isn’t it? How something completely... 