by Joseph Francis | Sep 25, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account
Monday Morning Money Moment: September 25, 2017 The Facts on Emergency Funds We have all been there. That gross feeling knowing when you know you have no money. Being broke sucks; sucks real bad. I have been there before, knowing you literally had zero dollars to your... 
by Joseph Francis | Sep 21, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, Small Business, Tax, Tax Bracket, Tax Effieciency, Tax Returns
Thursday, September 20, 2017 Ten Tax Deductions You Might Not Know About For some people tax time can be stressful. Others have a sense of joy in anticipation of a juicy return. Taxes can be confusing, to say the least. Making sure you claim what you should and file... 
by Joseph Francis | Sep 20, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Whole Life Insurance
Wednesday, September 20, 2017 5 Tax-Advantaged Places to Park Your Money Any money you make in this country will be taxed. That is unless you wish to skirt the law, which I would never recommend. This includes employment income, commissions, and even investment... 
by Joseph Francis | Sep 19, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, RESP, Tax, Tax Bracket, Tax Effieciency, Tax Returns, Taxes
Tuesday, September 19, 2017 5 Important Programs Your Taxes Provide Taxes are a thorn in many people’s sides. You take a look at your pay stub every couple weeks and you think, “What did I just pay for?” For some people, they don’t see a direct dollars and cents view... 
by Joseph Francis | Sep 18, 2017 | Budget Boss, Budgeting, Budgets, Canadian Tax System, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving Money, Tax, Tax Bracket, Tax Effieciency, Tax Returns, Taxes
Monday, September 18, 2017 Our Tax System Explained Benjamin Franklin once said, “In this world, nothing can be said to be certain, except death and taxes.” Sadly this grim outlook has been proven to be true time and time again. Taxes can be confusing, frustrating,... 