by Joseph Francis | Mar 21, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, March 21, 2018 My Top 10 Mortgage Myths Let’s be honest, buying a home can be very intimidating. If it is your first time buying a home, it can be especially stressful. Luckily there are many people out there trying to make the process easier for you. From... 
by Joseph Francis | Mar 16, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Friday, March 16, 2018 The Real Reasons for a Rainy-Day Fund I speak about it all the time but there is a reason for it. Before I got into the financial industry I saw the effects first hand. Not having money for a rainy-day was a bad place to be. It wasn’t a big deal... 
by Joseph Francis | Mar 1, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Investments, Joseph James Francis, Life Insurance, Money, Saving, Saving Money, Term Life Insurance, Wealth, Whole Life Insurance
Thursday, March 1, 2018 Term versus Perm: The Great Insurance Debate On Monday I discussed some common myths surrounding life insurance. I believe that our society is dangerously underinsured in terms of life insurance. As mentioned, I believe everyone should have... 
by Joseph Francis | Feb 23, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, RRSP, Saving, Saving Money, Tax-Free Savings Account, Term Life Insurance, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Friday, February 23, 2018 5 Must Have’s for Family Financial Planning Getting all your financial ducks in a row is not always easy, especially when you have children. Kids take up a lot of your time and of course a lot of your money. When they are growing up it can be... 
by Joseph Francis | Feb 20, 2018 | Budget Boss, Budgeting, Budgets, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Saving, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Tuesday, February 20, 2018 Budget Essentials for Your Household When you don’t have kids, tightening your belt is easy. We all remember the Mr. Noodle days. Throw in a can of corn and you have a meal. With kids, it’s a little trickier. These days, feeding them Kraft... 