by Joseph Francis | Feb 8, 2021 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, February 8, 2021 Why People Hate Market Swings… And Why They Shouldn’t Whether you are a first-time investor or a seasoned veteran, no one likes seeing their investments go down. It is a nasty feeling to have your hard-earned money lose its value seemingly... 
by Joseph Francis | Feb 3, 2021 | Budgeting, Budgets, Dave Ramsey, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, February 3, 2021 Finding the Right Financial Advisor It should come as no surprise that I believe everyone should have a dedicated Financial Advisor. I will accept that I am biased, being in the industry for close to 5 years now. It is a FACT that people... 
by Joseph Francis | Sep 23, 2020 | Cash Flow, Corona Virus, Covid-19, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Disability Insurance, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 23, 2020 Coming out of the Pandemic: 11 Key Takeaways As we enter the final quarter of 2020, we can look back at the last 6 months for guidance on how to handle what is to come. One positive is that we are armed with far more knowledge now... 
by Joseph Francis | Oct 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Defined Benefit Pension Plan, Defined Contribution Pension Plan, Diversification, Diversify, Diversify Investments, Dollar Cost Averaging, Emergency Funds, Emergency Savings, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mutual Funds, Registered Retirement Savings Plan, Relevant Retirement System, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, October 15, 2019 How to Retire Relevant Step 5: Investing My 7-Step Relevant Retirement System is a comprehensive guide to coming out on top during your golden years. The society we live in does not set you up to win in retirement, in fact, it is quite the... 
by Joseph Francis | Sep 5, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Relevant Retirement System, Resources, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, September 5, 2019 How to Retire Relevant Step 2: Debt My 7 Step Relevant Retirement System encompasses many financial planning concepts. Step 1 was all about the Budget. As we move along, I will touch on housing, insurance, investments, and several other... 