by Joseph Francis | Sep 25, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Declined For Life Insurance, Disability Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Group Health Insurance, Group Insurance, Health Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Permanent Life Insurance, Relevant Retirement System, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Term Life Insurance, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, September 25, 2019 How to Retire Relevant Step 4: Insurance I will fully admit that insurance is not the most interesting part of financial planning. Most people cringe when they see the premium come out of their account every month. Despite this, it may be... 
by Joseph Francis | Aug 27, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Cards, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investments, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, August 27, 2018 The 30-Something’s Guide to Wealth Being 30 isn’t easy. When you were 20 everything made sense, well at least it seems like it now. Where is the party at, order pizza, call in sick for work. As a 34-year-old I have no desire to party, pizza... 
by Joseph Francis | Aug 15, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 15, 2018 Your Own 1-Page Financial Plan Financial Planning can be very complex and there is a reason for it. Financial advisors try to make it confusing so we can sound smart. Here is a little heads-up about financial planning: It isn’t that complex!... 
by Joseph Francis | Mar 8, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Thursday, March 8, 2018 My Money Karma Theory What does this title mean? Has the Budget Boss gone crazy? Possibly, but hear me out. It’s the one-year anniversary of Budget Boss tomorrow and after a whole year and 290 plus posts about personal finance, I figured I... 
by Joseph Francis | Feb 27, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Saving Money, Wealth Building, Wealth Planning
Tuesday, February 27, 2018 Could You Survive on Less Than Half Your Income? Everything is more and more expensive all the time. It seems as if our paycheques are constantly struggling to keep up with the cost of living. In situations like this, it becomes more and... 