by Joseph Francis | Dec 5, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Home Ownership, Joseph James Francis, Money, Mortgages, Retirement, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building
Tuesday, December 5, 2017 Buying a Home as an Investment? Really? I think our society needs to escape the crazy idea of owning a home as an investment. Now to be perfectly clear, I am speaking about the home you live in, not a rental property. Rental properties are... 
by Joseph Francis | Dec 4, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Cards, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt
Monday, December 4, 2017 7 Deadly Credit Mistakes I watch the business news every day and a popular topic is always how much debt we are in as a country. Makes you think why we give the government such hell for getting into debt with our tax money when we do the same... 
by Joseph Francis | Nov 29, 2017 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Education Savings, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Latte Effect, Latte Factor, Minimalism, Money, Retirement, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, November 29, 2017 My Take on The Latte Factor I am a strong advocate for sacrifice to obtain a higher goal. I believe saving and investing takes dedication, hard work, and humility. I also believe that we should not punish ourselves by taking away the... 
by Joseph Francis | Nov 16, 2017 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Joseph James Francis, Net Worth, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Thursday, November 16, 2017 10 Wealth Killers We all want to be wealthy, well most of us anyway. The basics of becoming wealthy are fairly known, but just in case you don’t know, check out my post earlier from this week. Anyways, saving money, investing it, making... 
by Joseph Francis | Nov 9, 2017 | Baby Boomers, Budget Boss, Budgeting, Budgets, Estate Planning, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Inheritances, Insurance, Investing, Investment Strategy, Joseph James Francis, Retirement, Saving, Tax Effieciency, Wealth Planning, Whole Life Insurance
Thursday, November 9, 2017 Straight Talk on Inheritances Money is always a touchy subject. It gets even more touchy when the topic of death and money comes up. Baby Boomers have put their work ethic into overdrive their whole lives and many of them will be retiring... 