by Joseph Francis | Apr 13, 2018 | Budget Boss, Budgeting, Budgets
Friday, April 13, 2018 Should I Lend Money to a Friend? They say a friend in need, is a friend indeed. Sounds pretty crumby. I have been on both sides of the coin in my lifetime, the lender and the borrower. I know that being the borrower always felt worse to me. I... 
by Joseph Francis | Apr 9, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Monday, April 9, 2018 9 Ways to Avoid Burnout With our employment demanding more and more of our time, burnout is becoming more and more common amongst today’s worker. We are always plugged in and often always expected to be ready to help, even at night well after... 
by Joseph Francis | Apr 6, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Friday, April 6, 2018 Resolution Checkup: How Was Your First Quarter of 2018? We have now entered the second quarter of 2018. While winter struggles to hang on, brighter and longer days are upon us. It will soon be summer and a pressing question I have for all my... 
by Joseph Francis | Apr 4, 2018 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Debt, Declined For Life Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Mortgage Insurance, Saving, Saving Money, Term Life Insurance, Whole Life Insurance
Wednesday, April 4, 2018 The 1 Financial Product Everyone Should Have There are no “one size fits all” items when it comes to personal finance. In our training as financial advisors, we are taught to understand the client’s situation, learn about their... 
by Joseph Francis | Mar 28, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Millennials, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, March 28, 2018 16 Money Myths That Are Straight Up Lies! Ever get confused about the messaging you hear about personal finance? On one hand, having a credit card is evil and you should cut yours right now. On the other, you need a credit card to build... 