by Joseph Francis | May 7, 2018 | Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Lines of Credit, Money, Money Coach, Saving, Saving Money, Wasteful Spending
Monday, May 7, 2018 10 Tips for Paying Down Credit Card Debt Credit Card debt has become the bane of our generations existence. I remember my first credit card. I was 19 years old and the bank was more than happy to give me a card with a $1000 limit even though that... 
by Joseph Francis | Apr 6, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Friday, April 6, 2018 Resolution Checkup: How Was Your First Quarter of 2018? We have now entered the second quarter of 2018. While winter struggles to hang on, brighter and longer days are upon us. It will soon be summer and a pressing question I have for all my... 
by Joseph Francis | Mar 8, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Thursday, March 8, 2018 My Money Karma Theory What does this title mean? Has the Budget Boss gone crazy? Possibly, but hear me out. It’s the one-year anniversary of Budget Boss tomorrow and after a whole year and 290 plus posts about personal finance, I figured I... 
by Joseph Francis | Mar 7, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Money, Saving, Wealth, Wealth Building, Wealth Planning
Wednesday, March 7, 2018 How I Repaired My Garbage Credit It is drilled into our heads at a young age that your credit score will follow you around like a bad habit. It always amazes me that despite this, many of us do things that can damage our credit score,... 
by Joseph Francis | Jan 30, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Minimalism, Saving, Saving Money, Wasteful Spending
Tuesday, January 30, 2018 5 Reasons to Cut Your Credit Card….And 5 Reasons Not To We have all thought about it. Many of us have even done it in an angry haze of post-shopping regret. The thought of cutting your credit cards makes me laugh a little. It reminds me... 