by Joseph Francis | Dec 28, 2020 | Bank Fees, Budget Boss, Budgeting, Budgets, Cable Bills, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Mortgage Insurance, Pay Yourself First, Rogers Cable, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, December 28, 2020 50 Budget Hacks for 2021 We all want more money, but finding extra cash at the end of the month can be difficult. There are only two ways to have more money every month: You can either make more money or spend less money. Let’s focus on the... 
by Joseph Francis | Sep 23, 2020 | Cash Flow, Corona Virus, Covid-19, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Disability Insurance, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 23, 2020 Coming out of the Pandemic: 11 Key Takeaways As we enter the final quarter of 2020, we can look back at the last 6 months for guidance on how to handle what is to come. One positive is that we are armed with far more knowledge now... 
by Joseph Francis | Sep 5, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Relevant Retirement System, Resources, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, September 5, 2019 How to Retire Relevant Step 2: Debt My 7 Step Relevant Retirement System encompasses many financial planning concepts. Step 1 was all about the Budget. As we move along, I will touch on housing, insurance, investments, and several other... 
by Joseph Francis | Aug 19, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Inflation Protection, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Pay Yourself First, Registered Retirement Savings Plan, Relevant Retirement System, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, August 19, 2019 How to Retire Relevant Step 1: Budget I think by now you all know how I feel about budgeting. From Day 1 I have said it is the foundation of any solid financial plan. It is named Budget Boss after all… When we look at the importance of... 
by Joseph Francis | Jul 29, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Diversification, Diversify, Diversify Investments, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 29, 2019 TFSA Benefits by the Decade I truly believe the Tax-Free Savings Account should be owned by everyone here in Canada. For my many American followers, this is your Roth IRA, so substitute TFSA with that as they are very similar. This wonder... 