by Joseph Francis | Dec 12, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth
Tuesday, December 12, 2017 Compare My Finances to Someone Else? The Joneses are Broke! It is very natural to compare your own situation to someone else’s. We always think the grass is greener on the other side. Sadly, that isn’t always the case. It is important to... 
by Joseph Francis | Dec 11, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, Saving, Tax-Free Savings Account
Monday, December 11, 2017 Routine is Boring, But it Works These days everyone is looking for the next big thing. Give me the next Amazon, the next Apple or the next BitCoin. People are always looking for excitement for their money. They want growth, and not over time,... 
by Joseph Francis | Dec 8, 2017 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Saving, Saving Money, Student Loan, Student Loan Debt, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Friday, December 8, 2017 My 7 Worst Money Mistakes I try to keep it as real as possible with the posts I create. For me, more knowledge was learned from doing things the hard way then was taught to me in a book. Part of why I stay candid was because it is a wish of... 
by Joseph Francis | Dec 7, 2017 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Critical Illness Insurance, Disability Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Life Insurance, Term Life Insurance, Wealth, Whole Life Insurance
Thursday, December 7, 2017 You Think Insurance is a Waste of Money? 5 Reasons Why You Are Wrong! One of the things I often hear from clients is that if you don’t use your insurance you are wasting your money. While there are many types of insurance, some being a total... 
by Joseph Francis | Dec 6, 2017 | Budget Boss, Budgeting, Budgets, Debt, Diversify, Diversify Investments, Dollar Cost Averaging, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, RRSP, Saving Money, Stock Exchange, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Wednesday, December 6, 2017 So You Think You Can Time the Market? One of the biggest mistakes you can make as an investor is trying to time the market. Timing the market means you are attempting to buy at the exact right time and sell at the exact right time. This... 