by Joseph Francis | Apr 6, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Friday, April 6, 2018 Resolution Checkup: How Was Your First Quarter of 2018? We have now entered the second quarter of 2018. While winter struggles to hang on, brighter and longer days are upon us. It will soon be summer and a pressing question I have for all my... 
by Joseph Francis | Apr 4, 2018 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Debt, Declined For Life Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Mortgage Insurance, Saving, Saving Money, Term Life Insurance, Whole Life Insurance
Wednesday, April 4, 2018 The 1 Financial Product Everyone Should Have There are no “one size fits all” items when it comes to personal finance. In our training as financial advisors, we are taught to understand the client’s situation, learn about their... 
by Joseph Francis | Apr 2, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Millennials, Minimalism, Money, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, April 2, 2018 9 Financially Toxic People to Avoid They say you are what you eat. They also say choose the company you keep wisely. We all know how hanging out with troublemakers can get us in trouble. Are we as familiar with the damage a financially toxic... 
by Joseph Francis | Mar 28, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Millennials, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, March 28, 2018 16 Money Myths That Are Straight Up Lies! Ever get confused about the messaging you hear about personal finance? On one hand, having a credit card is evil and you should cut yours right now. On the other, you need a credit card to build... 
by Joseph Francis | Mar 26, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Jobs, Joseph James Francis, Minimalism, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Monday, March 26, 2018 Life is Too Expensive: What Can I Do? Every day we see the cost of living rise. From your local watering hole raising the cost of a beer a quarter to hydro bills reaching insane levels. It is getting harder and harder all the time to make ends... 