by Joseph Francis | Sep 29, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account, TFSA
Friday, September 29, 2017 15 Emergencies That Could Crush Your Bank Account Unexpected costs are a real bummer. You work hard every day only to find that you need new brakes. Low and behold you have no money in your bank account to cover that cost. Now you are... 
by Joseph Francis | Sep 28, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account, TFSA
Thursday Trim the Trash: September 28, 2017 5 Things That Happen When You Don’t Have an Emergency Fund The logical reason for having an emergency fund is to help you out when you have an emergency. Seems simple right? The actual consequences are a bit more drastic... 
by Joseph Francis | Sep 27, 2017 | Budget Boss, Budgeting, Budgets, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving Money, Tax-Free Savings Account, TFSA
Wednesday WTF: September 27, 2017 7 Things You Should Have Emergency Savings For I have said before that you will never get ahead unless you are saving money, just to save money. What I meant by that is you have to have to always be saving extra cash for no specific... 
by Joseph Francis | Sep 26, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wasteful Spending
Tuesday, September 26, 2017 Starting an Emergency Fund – 5 Easy Steps I have preached many times that having an emergency fund is essential to any solid financial plan. Most of us know that having savings is important. To not be broke is a common desire amongst most... 
by Joseph Francis | Sep 25, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account
Monday Morning Money Moment: September 25, 2017 The Facts on Emergency Funds We have all been there. That gross feeling knowing when you know you have no money. Being broke sucks; sucks real bad. I have been there before, knowing you literally had zero dollars to your... 
by Joseph Francis | Sep 20, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Whole Life Insurance
Wednesday, September 20, 2017 5 Tax-Advantaged Places to Park Your Money Any money you make in this country will be taxed. That is unless you wish to skirt the law, which I would never recommend. This includes employment income, commissions, and even investment... 