by Joseph Francis | Sep 26, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wasteful Spending
Tuesday, September 26, 2017 Starting an Emergency Fund – 5 Easy Steps I have preached many times that having an emergency fund is essential to any solid financial plan. Most of us know that having savings is important. To not be broke is a common desire amongst most... 
by Joseph Francis | Sep 25, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account
Monday Morning Money Moment: September 25, 2017 The Facts on Emergency Funds We have all been there. That gross feeling knowing when you know you have no money. Being broke sucks; sucks real bad. I have been there before, knowing you literally had zero dollars to your... 
by Joseph Francis | Sep 18, 2017 | Budget Boss, Budgeting, Budgets, Canadian Tax System, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving Money, Tax, Tax Bracket, Tax Effieciency, Tax Returns, Taxes
Monday, September 18, 2017 Our Tax System Explained Benjamin Franklin once said, “In this world, nothing can be said to be certain, except death and taxes.” Sadly this grim outlook has been proven to be true time and time again. Taxes can be confusing, frustrating,... 
by Joseph Francis | Sep 14, 2017 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Home Buyer's Plan, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money
Thursday, September 14, 2017 Hidden Closing Costs: It’s Not Just the Mortgage You Will Pay Buying a home is often the most expensive thing people will do in their lifetime. The cost of a home can seem extremely daunting. Often times, people will forget that the... 
by Joseph Francis | Sep 12, 2017 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Home Buyer's Plan, Joseph James Francis, Money, Mortgage Planning, Mortgage Rates, Mortgages, Registered Retirement Savings Plan, Saving, Saving for a Down Payment, Saving Money, TFSA
Tuesday, September 12, 2017 Buying Your First Home: Saving for a Down Payment Good morning friends and welcome back to our Tip of the Week. This week is all about mortgages so today’s tip will discuss saving for a down payment. For first-time home buyers, saving for... by Joseph Francis | Sep 8, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving Money, Student Debt, Student Loan, Student Loan Debt
Recapping this week: September 8, 2017 Student’s Week at Budget Boss: Tuesday – Budgeting for Student’s: 7 Solid Tips https://budgetboss.ca/budgeting-students-7-tips/ Wednesday – What Happened to the Poor Student? The Business of Student Debt... 