by Joseph Francis | Feb 12, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investments, Joseph James Francis, Money, Saving, Saving for a Down Payment, Saving Money, Student Debt, Student Loan, Uncategorized, Wedding Budget
Monday, February 12, 2018 The Top Money Mistakes Couples Make Welcome to Couples Week here at Budget Boss. In honor of Valentine’s Day on Wednesday I have decided to dedicate a whole week to the challenges couples face with money. When you are single, things are easy.... 
by Joseph Francis | Feb 7, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, RRSP, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, February 7, 2018 The Home Buyer’s and Lifelong Learning Plans One of the constant complaints I hear from people about their RRSP’s is that they must pay tax when they withdraw money. I always remind them that they never paid tax on that money to begin with... 
by Joseph Francis | Feb 5, 2018 | Budget Boss, Budgeting, Budgets, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving Money, Stocks, Tax Effieciency, Wealth Building, Wealth Planning
Monday, February 5, 2018 Understanding Your RRSP’s As we roll into February, those frequent blizzards mean tax time is now approaching. With tax time brings the annual Registered Retirement Savings Plan or RRSP season. Many of you are getting or giving calls to your... 
by Joseph Francis | Feb 1, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Insurance, Joseph James Francis, Saving Money, Wasteful Spending
Thursday, February 1, 2018 Buy, Lease or Loan? Avoid Auto Finance Disasters Buying a car can be fun and exciting but also terrifying. After your home, your vehicles will most likely be the biggest expenses in your life. When taking the plunge and buying a car, it is... 
by Joseph Francis | Jan 31, 2018 | Bankruptcy, Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Wasteful Spending
Wednesday, January 31, 2018 Bankruptcy: Is it the best option? I have been down the road of having to pay back an overwhelming amount of money. It was a scary time for me. During times like that, you think about your options. Should I run away? Should I work under the... 
by Joseph Francis | Jan 30, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Minimalism, Saving, Saving Money, Wasteful Spending
Tuesday, January 30, 2018 5 Reasons to Cut Your Credit Card….And 5 Reasons Not To We have all thought about it. Many of us have even done it in an angry haze of post-shopping regret. The thought of cutting your credit cards makes me laugh a little. It reminds me... 