by Joseph Francis | Jun 13, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Insurance, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 13, 2018 The Ultimate Homebuyer’s Guide The weather has hit that summer feel and that means 2 things: Construction Season and Home Buying Season. While there is nothing we can do about construction, we can be ready for buying a home. Whether you are a... 
by Joseph Francis | Jun 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Money Momma, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building
Wednesday, May 30, 2018 4 REAL LIFE Budget Boosters – MoneyMomma We’ve all done it. Thinking about how to make our budget balance and the answer is: boost the budget. So we go online and are berated with ideas that seem unattainable and extremely time... 
by Joseph Francis | Jun 6, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Joseph James Francis, Money, Money Coach, Money Mentor, News, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt
Wednesday, June 6, 2018 Tomorrow we vote, but for who? Welcome to America North, my friends. Tomorrow we vote in my beautiful home province of Ontario. The choices are all less than stellar. On one hand, we have Andrea Horwath of the New Democratic Party promising... 
by Joseph Francis | Jun 4, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, June 4, 2018 2018: The Summer of Booze? As we just rolled through our first full gorgeous week of weather this year, thoughts go to outdoor patios and backyard BBQ’s where the clothes get smaller and the drinks get bigger. Seems like summertime is synonymous... 
by Joseph Francis | May 16, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Minimalism, Money, Money Coach, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, May 16, 2018 Frugality Now, Wealth Later The world we live in has become a place of choice. We have so much choice that it has become hard to know which choices are best for us. This often leads us to make the wrong choices or regretting the right choices... 
by Joseph Francis | May 14, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Joseph James Francis, Money, Money Coach, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, May 14, 2018 The Frugal Mindset Will Make Your Life Better We live in a very materialistic world. I know I myself have battled with the wants of this world versus the needs of a basic life. It is a constant struggle to not waste money on unnecessary junk, but... 