by Joseph Francis | Oct 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, October 19, 2018 7 Keys to Building Wealth That Anyone Can Follow Being wealthy is such a subjective concept. Ask the average millionaire and they will probably call themselves middle class. On the flip side, many who are right above the poverty line have been... 
by Joseph Francis | Oct 1, 2018 | Brian Tracy, Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, October 1, 2018 How to Regain (or gain) your Money Optimism Life is a fickle thing. We see so many people trudging through it without any real sense of happiness or joy. I can sometimes be that way and it frightens me quite a bit. As with life, money can be... 
by Joseph Francis | Sep 28, 2018 | Budget Boss, Budgeting, Budgets, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Net Worth, Permanent Life Insurance, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 28, 2018 Estate Planning Essentials for Everyone Do you want to know why people do not properly plan their estates? The answer is simple: It means that they are coming to terms with the fact that they will die one day. Now I am no doctor, nor am I a... 
by Joseph Francis | Sep 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 14, 2018 A Blueprint to Financial Success I try my best to make personal finance as simple as possible. My industry is full of convoluted advice that confuses people, sometimes intentionally. The real success stories are not a wonder stock or a sharp... 
by Joseph Francis | Sep 10, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 10, 2018 Is Early Retirement Possible? When I sit down with a new client for the first time I always end our conversation with a question on retirement. The question, “When do you want to retire,” always brings up a broad range of answers. I hear... 
by Joseph Francis | Aug 29, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Tax Credit, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Insurability, Insurance, Investing, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Permanent Life Insurance, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Term Life Insurance, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 29, 2018 Don’t be a Fool…Take Advantage of These 10 Financial Goldmines When it comes to your finances, sometimes it is not a matter of what you do, but what you don’t do. Avoiding mistakes can be just as valuable as making the right moves. I... 