by Joseph Francis | Oct 31, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, October 31, 2018 9 Keys to a Happy Retirement We all want to have a comfortable retirement. Finding that right balance of living in the now and preparing for the future is tough. I have seen all extremes. From the person that squirrels away every cent to... 
by Joseph Francis | Oct 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, October 19, 2018 7 Keys to Building Wealth That Anyone Can Follow Being wealthy is such a subjective concept. Ask the average millionaire and they will probably call themselves middle class. On the flip side, many who are right above the poverty line have been... 
by Joseph Francis | Sep 28, 2018 | Budget Boss, Budgeting, Budgets, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Net Worth, Permanent Life Insurance, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 28, 2018 Estate Planning Essentials for Everyone Do you want to know why people do not properly plan their estates? The answer is simple: It means that they are coming to terms with the fact that they will die one day. Now I am no doctor, nor am I a... 
by Joseph Francis | Sep 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 14, 2018 A Blueprint to Financial Success I try my best to make personal finance as simple as possible. My industry is full of convoluted advice that confuses people, sometimes intentionally. The real success stories are not a wonder stock or a sharp... 
by Joseph Francis | Sep 10, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 10, 2018 Is Early Retirement Possible? When I sit down with a new client for the first time I always end our conversation with a question on retirement. The question, “When do you want to retire,” always brings up a broad range of answers. I hear... 
by Joseph Francis | Aug 27, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Cards, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investments, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, August 27, 2018 The 30-Something’s Guide to Wealth Being 30 isn’t easy. When you were 20 everything made sense, well at least it seems like it now. Where is the party at, order pizza, call in sick for work. As a 34-year-old I have no desire to party, pizza... 