by Joseph Francis | Sep 6, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Lines of Credit, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, September 6, 2018 10 Ways to Keep Your Credit Score on Point Credit scores are a hazy mystery to most people. The truth is, you never really know what causes yours to get up and down sometimes. What we do know is there are certain things you can do to make... 
by Joseph Francis | Sep 4, 2018 | Budget Boss, Budgeting, Budgets, Debt, Education Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Millennials, Money, Money Coach, Money Mentor, Registered Education Savings Plan, RESP, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, September 4, 2018 10 Things College Kids can do to Save Money Welcome back to September Bosses! For someone like me, September signals the end of summer, so it is very unwelcomed. For many, it signals back to school, a memory I know quite well. My own College... 
by Joseph Francis | Aug 29, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Tax Credit, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Insurability, Insurance, Investing, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Permanent Life Insurance, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Term Life Insurance, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 29, 2018 Don’t be a Fool…Take Advantage of These 10 Financial Goldmines When it comes to your finances, sometimes it is not a matter of what you do, but what you don’t do. Avoiding mistakes can be just as valuable as making the right moves. I... 
by Joseph Francis | Aug 27, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Cards, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investments, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, August 27, 2018 The 30-Something’s Guide to Wealth Being 30 isn’t easy. When you were 20 everything made sense, well at least it seems like it now. Where is the party at, order pizza, call in sick for work. As a 34-year-old I have no desire to party, pizza... 
by Joseph Francis | Aug 22, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Payday Loan, Saving, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, August 22, 2018 5 Reasons Why Credit Card Companies Target Young People I remember when I got my first credit card. The beautiful Brock University in St. Catharine’s Ontario was my home for a year when I was 19. Upon arriving on campus in early September I... 
by Joseph Francis | Aug 20, 2018 | Baby Boomers, Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Inheritances, Insurance, Investing, Investment Strategy, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Saving, Saving for a Down Payment, Saving Money, Tax, Tax Effieciency, Taxes, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance, Wills
Monday, August 20, 2018 Leaving it All Behind – Billions Coming from the Boomers If you ask the average millennial they will tell you that the world that is being left behind from the Baby Boomer Generation is far worse than the one Boomers received decades earlier. I... 