by Joseph Francis | Dec 22, 2017 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Joseph James Francis, Minimalism, Money, Saving, Saving Money, Wasteful Spending
Friday, December 22, 2017 (Originally posted: Thursday, August 17, 2017) Wasteful Consumerism (7 Must Go’s) Good morning and welcome back to Thursday Trim the Trash Time, my weekly segment on things you can eliminate from your budget. This week is Budget Week at... 
by Joseph Francis | Dec 6, 2017 | Budget Boss, Budgeting, Budgets, Debt, Diversify, Diversify Investments, Dollar Cost Averaging, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, RRSP, Saving Money, Stock Exchange, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Wednesday, December 6, 2017 So You Think You Can Time the Market? One of the biggest mistakes you can make as an investor is trying to time the market. Timing the market means you are attempting to buy at the exact right time and sell at the exact right time. This... 
by Joseph Francis | Nov 29, 2017 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Education Savings, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Latte Effect, Latte Factor, Minimalism, Money, Retirement, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, November 29, 2017 My Take on The Latte Factor I am a strong advocate for sacrifice to obtain a higher goal. I believe saving and investing takes dedication, hard work, and humility. I also believe that we should not punish ourselves by taking away the... 
by Joseph Francis | Nov 3, 2017 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Joseph James Francis, Millennials, Minimalism, Saving, Saving Money, Tax-Free Savings Account
Friday, November 3, 2017 The Situation for Millennials: Good and Bad This week at Budget Boss has been all about Millennials and what they should be thinking about in terms of their finances. One thing I have encountered with many young people is a dismal view of... 
by Joseph Francis | Oct 30, 2017 | Budget Boss, Budgeting, Budgets, Credit Card Debt, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Joseph James Francis, Millennials, Minimalism, Money
Monday, October 30, 2017 5 Money Tips for People Under 30 Being 33 years old I remember quite vividly what it was like during my 20’s, well most things. One thing that troubled me was the lack of solid financial advice I received. This came at a time when I sorely... 
by Joseph Francis | Oct 23, 2017 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Life Insurance, Minimalism, Money, Saving Money
Monday, October 22, 2017 Was 2017 a bust??? It’s not too late to get started on those goals!!! New Year, new me!! Did you say that back in January? The calendar changing always gets us thinking about what we want to change in our lives for the upcoming year. Did you... 