by Joseph Francis | Nov 23, 2018 | Budget Boss, Budgeting, Budgets, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Tax-Free Savings Account, Teaching Children About Money, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 23, 2018 Preparing Your Teen for Their Financial Future You don’t want to know where my mind was when I was a teen. My ’88 Toyota Camry was near the top of the list and of course, sports ranked high. I knew I had to do well in school, so I could stay... 
by Joseph Francis | Nov 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurability, Insurance, Investing, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Money Momma, Registered Retirement Savings Plan, RESP, RRSP, RRSP versus TFSA, Saving, Saving Money, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 19, 2018 A Simple Way to Organize Your Money I get asked all the time, “What bank accounts should I have,” or “How do I organize my money properly?” Everyone seems to have their own system, which for most people is no system at all. I have met people... 
by Joseph Francis | Nov 16, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 16, 2018 The Top 7 Money Traits in a Partner Good looks, a sense of humor, a huge….brain. We often look for these things when finding a partner. Given that more marriages than not end in divorce, and most that end, do so because of money stress, have... 
by Joseph Francis | Nov 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 14, 2018 The Top 3 Money Tasks for Every Decade One of the hardest things about personal financial planning is knowing what to do and when. It is natural to feel like you aren’t doing enough, even when you are way ahead of the game. Let me put it... 
by Joseph Francis | Nov 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Jobs, Joseph James Francis, Life Insurance, Millennials, Minimalism, Money, Money Coach, Money Mentor, Mortgages, Retirement, Retirement Planning, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 9, 2018 10 Money Lies We Tell Ourselves Money lies are all around us. The powers that be tell them to us, mainly to separate us from our money. Sadly, we also tell them to ourselves. The second kind is the most destructive as it leads to poor money... 
by Joseph Francis | Oct 31, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, October 31, 2018 9 Keys to a Happy Retirement We all want to have a comfortable retirement. Finding that right balance of living in the now and preparing for the future is tough. I have seen all extremes. From the person that squirrels away every cent to... 