by Joseph Francis | Mar 18, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgage Rates, Mortgages, Retirement, Retirement Planning, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 18, 2019 10 Terrible Pieces of Financial Advice I recently posted a question to my followers and asked them to name the worst financial advice they ever received. It was like a tornado of responses over the next few days. Over 1,000 people gave an answer... 
by Joseph Francis | Mar 4, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 4, 2019 Eliminating Your Money Depression Overcoming depression is tough. I don’t begin to claim I have the answers for that, not even one bit. Having gone through it myself, I know how it can be. Money is a huge factor in people’s mental state. With an... 
by Joseph Francis | Feb 26, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Government Benefits, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Old Age Security, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Tuesday, February 26, 2019 Your Retirement Checklist, at Any Age As we near the end of February, we inch closer to the deadline for RRSP contributions for the 2018 tax year. This time of year springs many into gear, thinking about the future and retirement planning.... 
by Joseph Francis | Feb 4, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, Money Mentor, Registered Retirement Savings Plan, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, February 4, 2019 Do These 5 Things, and You’ll be Wealthy. Don’t Do Them, and You, Well… Won’t Wealth eludes most people. When you look at the stats, they start to paint a clearer picture as to why. While I won’t negate the reality of poverty, the middle class... 
by Joseph Francis | Jan 21, 2019 | Budget Boss, Budgeting, Budgets, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Education Savings Plan, RESP, Student Debt, Student Loan, Student Loan Debt, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 21, 2019 A Dozen Ways to Teach Your Child About Money One of my followers recently sent me a private message thanking me for the content I create and in that message, he shared a video and pictures that blew me away. He showed me how he teaches his son... 
by Joseph Francis | Jan 7, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 7, 2019 New Year, New Me…. Yeah, sure It’s that time of year again! The time of year where we all pretend that this is going to be the year where we change our lives for the better. We gather the courage to take a picture of the new healthy meal we... 