by Joseph Francis | Feb 9, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Wealth Building, Wealth Planning
Friday, February 9, 2018 Which is Better? TFSA vs. RRSP I have been quoted in the past as saying everyone should have a Tax-Free Savings Account, everyone. I stand by that claim. The reason is simple, no taxes ever. Now while I stand by my claim, I still believe that... 
by Joseph Francis | Feb 8, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Money, Mutual Funds, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Thursday, February 8, 2018 5 Ways to Maximize Your RRSP This week at Budget Boss, we have been learning about the Registered Retirement Savings Plan and how it can be a great way to save for your future. With the RRSP deadline fast approaching you might be stressing... 
by Joseph Francis | Feb 7, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, RRSP, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, February 7, 2018 The Home Buyer’s and Lifelong Learning Plans One of the constant complaints I hear from people about their RRSP’s is that they must pay tax when they withdraw money. I always remind them that they never paid tax on that money to begin with... 
by Joseph Francis | Feb 5, 2018 | Budget Boss, Budgeting, Budgets, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving Money, Stocks, Tax Effieciency, Wealth Building, Wealth Planning
Monday, February 5, 2018 Understanding Your RRSP’s As we roll into February, those frequent blizzards mean tax time is now approaching. With tax time brings the annual Registered Retirement Savings Plan or RRSP season. Many of you are getting or giving calls to your... 
by Joseph Francis | Jan 30, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Minimalism, Saving, Saving Money, Wasteful Spending
Tuesday, January 30, 2018 5 Reasons to Cut Your Credit Card….And 5 Reasons Not To We have all thought about it. Many of us have even done it in an angry haze of post-shopping regret. The thought of cutting your credit cards makes me laugh a little. It reminds me... 
by Joseph Francis | Jan 24, 2018 | Budget Boss, Budgeting, Budgets, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, January 24, 2018 10 Signs You Work For A Jerk If you have worked at more than one place in your life, chances are you have had one or more bad managers. It ultimately falls on the organization to weed out the management that represents them poorly.... 