by Joseph Francis | Aug 17, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Critical Illness Insurance, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Net Worth, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, August 17, 2018 I’m Debt-Free. Now What? Without trying to sound cheesy, I get super excited when I hear about someone becoming debt-free. The pain, stress, heartache and just sheer lack of fun that debt provides make becoming debt-free pure ecstasy. I... 
by Joseph Francis | Aug 15, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 15, 2018 Your Own 1-Page Financial Plan Financial Planning can be very complex and there is a reason for it. Financial advisors try to make it confusing so we can sound smart. Here is a little heads-up about financial planning: It isn’t that complex!... 
by Joseph Francis | Aug 7, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurability, Insurance, Investing, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, Wealth Building, Wealth Mindset, Wealth Planning, Wedding Budget
Tuesday, August 7, 2018 Why is Money Important to You? I have been raking over this question a lot lately. If you ask 10 people why money is important to them, you will probably get 10 different answers. There are always the people who think money isn’t important, but... 
by Joseph Francis | Jul 23, 2018 | Bank Fees, Bankruptcy, Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Joseph James Francis, Lines of Credit, Money, Money Coach, Money Mentor, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 23, 2018 Are You Addicted to Debt? Debt is a big business. The average Canadian household has over 20K in consumer debt. That doesn’t include mortgages, where the number owed by Canadians is over 2.1 Trillion dollars. Kind of scary isn’t it. The question,... 
by Joseph Francis | Jul 16, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 16, 2018 Must-Have Mid-Year Money Recap We are into the second half of the year and before you know it, 2018 will be in the past. Back in January, I kicked off the year with goals you can set as the year goes on to get your money right. How are you doing... 
by Joseph Francis | Jul 11, 2018 | Budget Boss, Budgeting, Budgets, Debt, Divorce, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, July 11, 2018 How to Stop Arguing Over Money It is the staple of any long-term relationship. Fighting over money has existed since cavemen and women fought over Bison Pelts. It is no secret that most marriages that end, do so because of money. While... 