by Joseph Francis | Apr 18, 2018 | Budget Boss, Budgeting, Budgets, Child Critical Illness Insurance, Critical Illness Insurance, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Health Insurance, Insurability, Insurance, Joseph James Francis
Wednesday, April 18, 2018 The Cost of Cancer We as Canadians take for granted that our healthcare is subsidized. I know I do. As a regular user of our health care system, I have seen how not having to pay out of pocket for care is a tremendous help. I do not know what... 
by Joseph Francis | Apr 16, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investments, Jobs, Joseph James Francis, Minimalism, Money, Saving, Saving Money, Tax, Taxes, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, April 16, 2018 Start Your Financial Spring Cleaning We are now entering the third week of April and although Spring has officially been here for almost a month, in Canada, winter is trying to hold on. Despite this, warm weather will be here soon and with that... 
by Joseph Francis | Apr 11, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investments, Jobs, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, April 11, 2018 How to Ask For a Raise….and Get It I am constantly preaching to my readers that they should always be trying to make more money. I know it can be difficult to accomplish that, especially in our current economy. Often we must trade security... 
by Joseph Francis | Apr 9, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Monday, April 9, 2018 9 Ways to Avoid Burnout With our employment demanding more and more of our time, burnout is becoming more and more common amongst today’s worker. We are always plugged in and often always expected to be ready to help, even at night well after... 
by Joseph Francis | Apr 6, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Friday, April 6, 2018 Resolution Checkup: How Was Your First Quarter of 2018? We have now entered the second quarter of 2018. While winter struggles to hang on, brighter and longer days are upon us. It will soon be summer and a pressing question I have for all my... 
by Joseph Francis | Apr 4, 2018 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Debt, Declined For Life Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Mortgage Insurance, Saving, Saving Money, Term Life Insurance, Whole Life Insurance
Wednesday, April 4, 2018 The 1 Financial Product Everyone Should Have There are no “one size fits all” items when it comes to personal finance. In our training as financial advisors, we are taught to understand the client’s situation, learn about their... 