by Joseph Francis | Apr 23, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Home Ownership, Investing, Joseph James Francis, Long Term Investing, Mortgage Planning, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending
Monday, April 23, 2018 Why Should I Use a Real Estate Agent? We live in a “DIY” world, where the do it yourself-er is seen as keen and courageous. While I am not a handyman, I do marvel at those who can take apart a car engine and put it back together. Saving money on... 
by Joseph Francis | Apr 18, 2018 | Budget Boss, Budgeting, Budgets, Child Critical Illness Insurance, Critical Illness Insurance, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Health Insurance, Insurability, Insurance, Joseph James Francis
Wednesday, April 18, 2018 The Cost of Cancer We as Canadians take for granted that our healthcare is subsidized. I know I do. As a regular user of our health care system, I have seen how not having to pay out of pocket for care is a tremendous help. I do not know what... 
by Joseph Francis | Apr 16, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investments, Jobs, Joseph James Francis, Minimalism, Money, Saving, Saving Money, Tax, Taxes, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, April 16, 2018 Start Your Financial Spring Cleaning We are now entering the third week of April and although Spring has officially been here for almost a month, in Canada, winter is trying to hold on. Despite this, warm weather will be here soon and with that... 
by Joseph Francis | Apr 11, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investments, Jobs, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, April 11, 2018 How to Ask For a Raise….and Get It I am constantly preaching to my readers that they should always be trying to make more money. I know it can be difficult to accomplish that, especially in our current economy. Often we must trade security... 
by Joseph Francis | Apr 9, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Monday, April 9, 2018 9 Ways to Avoid Burnout With our employment demanding more and more of our time, burnout is becoming more and more common amongst today’s worker. We are always plugged in and often always expected to be ready to help, even at night well after... 
by Joseph Francis | Apr 6, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Friday, April 6, 2018 Resolution Checkup: How Was Your First Quarter of 2018? We have now entered the second quarter of 2018. While winter struggles to hang on, brighter and longer days are upon us. It will soon be summer and a pressing question I have for all my... 