by Joseph Francis | Jan 2, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Tuesday, January 2, 2018 10 Money Resolutions That Will Make Your 2018 Better Than 2017 Today is the first official day of 2018. January 1st is still part of the previous year because we didn’t work and many of you spent the day hungover. Now we are back at it and let... 
by Joseph Francis | Dec 22, 2017 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Joseph James Francis, Minimalism, Money, Saving, Saving Money, Wasteful Spending
Friday, December 22, 2017 (Originally posted: Thursday, August 17, 2017) Wasteful Consumerism (7 Must Go’s) Good morning and welcome back to Thursday Trim the Trash Time, my weekly segment on things you can eliminate from your budget. This week is Budget Week at... 
by Joseph Francis | Dec 21, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Gail Vaz-Oxlade, Goal Setting, Goal-Oriented Planning, Investing, Joseph James Francis, Pay Yourself First, Retirement, Saving, Saving Money, Tax-Free Savings Account, Teaching Children About Money, Wasteful Spending
Thursday, December 21, 2017 (Originally Posted: Friday, October 20th, 2017) The Master of Money: Gail Vaz-Oxlade As I have mentioned many times in previous posts, my journey financially hasn’t always been a rosy one. You name it, I’ve done it. Lines of credit, maxed... 
by Joseph Francis | Dec 20, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building
Wednesday, December 20, 2017 (Originally Posted: Friday, October 27, 2017) The Top Financial Goals: From Your 20’s to Your 60’s As life goes on, your priorities change. As life goes on your understanding of money changes as well. Things that were important to you in... 
by Joseph Francis | Dec 19, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Tuesday, December 19, 2017 (Originally Posted: Friday, August 18, 2017) Can’t stick to your budget? 9 Budget hacks Welcome back to my final reflection on the week in Budget Boss. This week was all about budgets. Not the most fun topic I know but I hope there were some... 
by Joseph Francis | Dec 18, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Student Debt, Student Loan Debt
Monday, December 18, 2017 (Originally Posted: Saturday, March 18, 2017) The Debt Dilemma – Our Generation’s War This morning as I watched BNN as per my daily routine I saw some troubling news. Total Consumer Debt levels rose in the last quarter of 2016. Merry... 