by Joseph Francis | Sep 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Tony Robbins, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 19, 2018 Crushing Your Financial Anxiety Money is a funny thing. We all want it, yet most of us think it doesn’t lead to happiness. It brings people together and drives them apart. It is a stress reliever, and yet also the largest causer of stress... 
by Joseph Francis | Sep 17, 2018 | Bank Fees, Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgages, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 17, 2018 What to Look for When Choosing a Bank…and What Not to Choosing a bank is like choosing a port-a-potty, they all pretty much smell the same. Sadly, we live in a world where having a bank account is pretty much a necessity. Buying something at... 
by Joseph Francis | Sep 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, September 14, 2018 A Blueprint to Financial Success I try my best to make personal finance as simple as possible. My industry is full of convoluted advice that confuses people, sometimes intentionally. The real success stories are not a wonder stock or a sharp... 
by Joseph Francis | Sep 12, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Money, Money Coach, Money Mentor, Saving, Saving Money, Student Debt, Student Loan Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 12, 2018 When NOT to Pay Down Debt As Soon As Possible If you know me at all or have read any of my posts in the past, you know that I absolutely despise debt. I think all debt is bad with very few exceptions. I believe that the plague of debt is... 
by Joseph Francis | Sep 10, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 10, 2018 Is Early Retirement Possible? When I sit down with a new client for the first time I always end our conversation with a question on retirement. The question, “When do you want to retire,” always brings up a broad range of answers. I hear... 
by Joseph Francis | Sep 6, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Lines of Credit, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, September 6, 2018 10 Ways to Keep Your Credit Score on Point Credit scores are a hazy mystery to most people. The truth is, you never really know what causes yours to get up and down sometimes. What we do know is there are certain things you can do to make... 