by Joseph Francis | Sep 27, 2017 | Budget Boss, Budgeting, Budgets, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving Money, Tax-Free Savings Account, TFSA
Wednesday WTF: September 27, 2017 7 Things You Should Have Emergency Savings For I have said before that you will never get ahead unless you are saving money, just to save money. What I meant by that is you have to have to always be saving extra cash for no specific... 
by Joseph Francis | Sep 26, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wasteful Spending
Tuesday, September 26, 2017 Starting an Emergency Fund – 5 Easy Steps I have preached many times that having an emergency fund is essential to any solid financial plan. Most of us know that having savings is important. To not be broke is a common desire amongst most... 
by Joseph Francis | Sep 25, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account
Monday Morning Money Moment: September 25, 2017 The Facts on Emergency Funds We have all been there. That gross feeling knowing when you know you have no money. Being broke sucks; sucks real bad. I have been there before, knowing you literally had zero dollars to your... 
by Joseph Francis | Sep 22, 2017 | Budgeting, Budgets, Buying a Home, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Tax, Tax Bracket, Tax Effieciency, Tax Returns, Taxes
Friday Final Reflection: September 22, 2017 5 Tax Myths and 5 Tax Facts In order to truly understand taxes, it takes time and dedication. For the majority of us, we don’t want to take the effort to learn how to become an accountant. The good news is that understanding... 
by Joseph Francis | Sep 21, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, Small Business, Tax, Tax Bracket, Tax Effieciency, Tax Returns
Thursday, September 20, 2017 Ten Tax Deductions You Might Not Know About For some people tax time can be stressful. Others have a sense of joy in anticipation of a juicy return. Taxes can be confusing, to say the least. Making sure you claim what you should and file... 
by Joseph Francis | Sep 20, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Whole Life Insurance
Wednesday, September 20, 2017 5 Tax-Advantaged Places to Park Your Money Any money you make in this country will be taxed. That is unless you wish to skirt the law, which I would never recommend. This includes employment income, commissions, and even investment... 