by Joseph Francis | Jan 19, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Friday, January 19, 2018 Freedom 55? Is that even possible? If you go back 40 years ago, early retirement was much more common. It makes sense when you think about it. If you were only living until age 70, you might want more than 5 years in retirement. These days it... 
by Joseph Francis | Jan 18, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Thursday, January 18, 2018 10 Key Steps to Financial Independence Financial Independence is such an abstract idea. Getting there isn’t a set path for everyone, we all have a different road to travel down. Despite this, there are some constants when it comes to... 
by Joseph Francis | Jan 17, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, January 17, 2018 What is Your “Why?” One of the most difficult things to do in life is to understand why you are here. We look around and see so much going on, both good and bad, and wonder where do we fit into all this. Finding your “why” might be... 
by Joseph Francis | Jan 16, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Pay Yourself First, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Tuesday, January 16, 2018 I’m Not Cheap……I’m Frugal!!! I spent 14 years in the service industry and grew up with Portuguese parents. Let’s just say I know a thing or two about cheapness. Maybe that is why when I became an adult, the first round was always on me. I was... 
by Joseph Francis | Jan 15, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, Registered Retirement Savings Plan
Monday, January 15, 2018 What is Financial Independence? One of the pillars of our society is independence. We all want to be independent and have no reliance on anyone else. We all wish to be free to do what we wish and not have to answer to a higher authority.... 
by Joseph Francis | Jan 12, 2018 | Bitcoin, Budget Boss, Budgeting, Budgets, Cryptocurrency, Diversification, Diversify, Diversify Investments, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Stock Exchange, Wealth, Wealth Building, Wealth Planning
Friday, January 12, 2018 Invest in Bitcoin??……. Nope The world of cryptocurrency has taken the investment community by storm. Everywhere I turn its Bitcoin this or Altcoin that. I have had several people in the know explain to me exactly how Bitcoin works and to be... 